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A need-based grant program for students who have not earned a Bachelor's degree. Students' eligibility is determined by their enrollment status and Expected Family Contribution (EFC). The EFC is determined through the completion of the FAFSA. The maximum Pell Grant award for 2023-2024 is $7,395.
A need-based grant program for students with priority given to students eligible for the Federal Pell Grant. Awards at Manhattan Tech range from $100 - $200 and are usually equally disbursed between the fall and spring semesters.
A program that provides jobs for students with financial need. Students are placed in specific jobs on campus. Students are generally allowed to work a maximum of 20 hours per week. Students are paid according to Manhattan Tech payroll procedures. Check with the financial aid office for eligibility or to submit the work-study application.
A low-interest loan program available to both students and their parents. Student loans consist of subsidized and unsubsidized loans. A dependent student (for the purpose of Title IV Federal financial aid a student is considered dependent if their parent(s) were required to include their information on the FAFSA) can borrow up to $5,500 if a student has fewer than 30 credits and $6,500 if a student has 30 or more credits towards his/her program at Manhattan Tech. An independent student can borrow up to $9,500 if he/she has fewer than 30 credits and $10,500 if he/she has 30 or more credits towards his/her program at Manhattan Tech. The amount of subsidized or unsubsidized amounts is determined by the Manhattan Tech Office of Financial Aid and is based on the results of the FAFSA, the student's estimated cost of attendance, and other aid the student is receiving. You can learn more about managing student loans and repayment options at https://studentaid.gov/h/manage-loans.
A need-based loan where the interest is paid by the U.S. taxpayers while the student is enrolled at least half time in a degree program. Repayment on this loan begins 6 months after the student leaves school or drops below half-time enrollment status. Please refer to the Federal Student Aid website for current interest rate and origination fee information.
A non-need-based loan where the interest is the responsibility of the student from the time the loan is disbursed until it is paid in full. The student has the option of paying the interest as it accrues or capitalizing it on the loan. Repayment of the loan begins 6 months after the student leaves school or drops below half-time. Please refer to the Federal Student Aid website for current interest rate and origination fee information.
To estimate what your loan payment would be for the amount of student loans that you have borrowed or are thinking of borrowing, you can use this Loan Calculator. If you'd like to look at repayment information for your loans or explore repayment options, please use this Repayment Estimator.
A non-need-based loan available to parents and/or step-parents with a good credit history to assist with the educational expenses of a dependent student. (For the purpose of Title IV Federal financial aid a student is considered dependent if his/her parent(s) were required to include their information on the FAFSA). The interest begins to accrue at the time the loan is disbursed and is the responsibility of the parent. Please refer to the Federal Student Aid website for current interest rate and origination fee information. Funds are disbursed in two disbursements, half each semester. Apply at https://studentaid.gov/app/launchPLUS.action?plusType=parentPlus.
Manhattan Tech's FY 2019 Cohort Default Rate was 2.0%. The national average FY 2019 Cohort Default Rate was 2.3%. The FY 2015 national average among public institutions less than 2 years in length was 2.6%. Click here for more information on student default rates. Approximately 43% of our students pursuing a Technical Certificate or AAS degree borrow.
A program that provides part-time employment while you are enrolled in school to help pay your education expenses. Your work hours will be determined by your financial need, class schedule, and the hours available.
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