Question I'm expecting to receive scholarships/funding. How will these affect my financial aid totals? Answer All scholarships and outside funding must be deducted from your Cost of Attendance (COA), a combination of your direct billed costs (Manhattan Tech tuition & fees) and indirect expenses (transportation, housing, and personal expenses), based on your enrollment, program, and living situation. Generally, a student may not receive aid in excess of their COA. If your scholarships/outside funding for the academic year exceeds your Cost of Attendance, the amount of student loan you qualify for may decrease.